Start a Savings with Us

Build your wealth with flexible saving options tailored to your needs. You must maintain a Savings and or Thrift Account with us to be able to save. To know more about our savings and thrift services, Click here to review our savings and financing products. Only member of our cooperative can own a savings or Thrift account with us. Click here to join the cooperative.

Fund Your Savings and Thrift or Loan Account

Bank Transfer

Direct deposit or transfer to the cooperative's bank account

1

Contact Your Account Manager

Get our bank account details from your account service manager

2

Make Your Deposit

Make a deposit or transfer to our bank account using your preferred banking method

3

Submit Payment Evidence

Forward the payment evidence to your account manager or visit our branch with payment slips

4

Update Your Passbook

Present your passbook at our office when visiting in person for it to be updated

Cash Savings

Perfect for members who prefer direct cash deposits (especially for unbanked entities)

1

Plan Your Savings

Discuss your saving plan with your Account Service Manager and agree on pickup time and location

2

Be Ready at Location

Be available at your agreed location at the scheduled time for pickup

3

Hand Over & Update

Hand over the amount you intend to save. Your passbook will be updated immediately

Monitoring Your Savings, thrift or loan Account

Members can monitor their savings, thrift or loan account via our digital platforms. If you would monitor your account through our digital platforms, then you may not require a passbook. To enroll on our digital platform, download our Member App (UCP) from Google play store via the link Here. Request for a username and default password to login. You can login via the App or login via net by browsing https://solutions.cooplatform.com.ng

Important Information

Note: Only members who have saved with the cooperative for at least 6 months are eligible for member loans.

Member Loans

  • Interest Rate: 6% Maximum (cheaper rates)
  • Collateral: None required for members up to 200% of savings
  • Benefit: Access timely loans and favorable terms

Non-Member Loans

  • Interest Rate: 10% Minimum (higher rates)
  • Collateral:Collateral or member guarantee may be required
  • Requirement: This loan option is for members less that 6months cooperative who are yet to make saving

💡 Tip: Start saving today to become eligible for better loan rates in as little as 6 months!