Brickfish Multipurpose Cooperative

Steps to Apply

1

Pick Up Application Form

Obtain a loan application form from our office or download it online

2

Submit with Documentation

Submit completed form with necessary documentation to our Account Service Officer

3

Sign & Collect Cheque

Visit our office to sign the loan repayment schedule and collect your cheque

Eligibility & Loan Terms

Member Loans

• Eligibility: Must have saved for at least 6 months
• Interest Rate: 10% Maximum (cheaper rates)
• Collateral: None required

Non-Member Loans

• Eligibility: Must have a member guarantor
• Interest Rate: 15% Minimum (higher rates)
• Collateral: Required

LOAN APPLICATION FORM

BRICK-FISH MULTIPURPOSE COOPERATIVE

15 PARLIAMENTARY ROAD

CALABAR, CROSS RIVER STATE

BIODATA OF LOAN APPLICANT

Name *

Date of Birth (dd/mm/yy) *

Sex *

Male Female

Member Reg Number

Member Status Check if shareholder

NIN Number *

BVN Number *

Phone Number *

Email Address *

Address of Residence *

LGA of Origin *

Address in LGA of Origin *

Are you indebted to any financial institution? *

Yes No

Upload Passport Photo *

Accepted formats: JPG, PNG, GIF (Max 5MB)

GUARANTOR'S INFORMATION

Note: Members must be thrift holders or shareholders to apply for a loan. Unless guaranteed by shareholders, non-members shall not be granted a loan.

Name of Guarantor *

Phone Number *

Email Address *

NIN of Guarantor *

BVN of Guarantor *

Address of Residence *

LGA of Origin *

Address in LGA of Origin *

Guarantor Status

Guarantor is a member of Brick-Fish MPC Guarantor is a public servant (Principal, Director, Permanent Secretary)

If Business Owner, State the Business & Location *

Guarantor's Agreement * As guarantor, I agree that I have knowledge of the subject of my guarantee and I undertake to provide the borrower or repay the loan at anytime the borrower is unable to meet his obligations due to failure, incapacitation or death.

LOAN APPLICATION DETAILS

Loan Amount Requested (₦) *

Duration (Months) *

Purpose of Loan *

Note: Borrowers cannot apply loans for reasons other than the purpose stated in this form.

Important Information

• Application Fee: NGN2,000 (₦1,000-₦500,000), NGN4,000 (₦501,000-₦1,000,000), NGN5,000 (₦1,001,000+)
• Membership Fee: NGN1,000 (renewal), NGN2,000 (new members)
• Interest Rate: 6% - 18.8% monthly depending on applicant credit risk rating
• Credit Search Fee: NGN2,000 (Brickfish MPC is a credit information provider under the National Credit Bureau Act 2017)
• Payment: Pay required fees to FirstBank 3028554078 | Account: Brickfish Multipurpose Cooperative
• Required Documents: Photocopy of NIN and Proof of address (utility bill or rent agreement)
• Disclaimer: Application is no guarantee that a loan will be offered as terms and conditions apply.

DECLARATION & CONSENT

I declare that the information provided in this application form is true, accurate, and complete to the best of my knowledge. I consent to Brick-Fish Multipurpose Cooperative using my personal information for loan processing, verification, and communication purposes in accordance with their privacy policy.

How to Apply for a Loan